Answers to common questions about HenSonInsurances home insurance services
Home insurance typically covers the structure of your home, personal belongings,
liability protection, and additional living expenses if your home becomes temporarily
uninhabitable due to a covered loss.
Coverage depends on the policy. Events like fire, storms, and hail are usually covered,
while floods and earthquakes often require separate coverage.
Premiums are based on home value, location, construction type, coverage limits,
deductibles, claims history, and risk factors.
Claims can be initiated by contacting our support team. You will be guided through
documentation, inspection, and settlement steps.
Yes. HenSonInsurances offers flexible add-ons and coverage limits so you can tailor your
policy to your specific needs.
Home insurance is not legally required, but most mortgage lenders require coverage
to protect their investment.
A deductible is the amount you pay out-of-pocket before insurance coverage applies
during a claim.
We recommend reviewing your policy annually or after major life changes such as
renovations or major purchases.
Yes. Our experienced support team is available to assist you with quotes, claims,
and policy questions.